hell is upon me - no net access - plus Chicago housing thoughts

[tzikeh]

So, our internet access went out Thursday around midnight and they can't come until Monday to fix it. I'm currently in a cybercafe, checking email and updating lj, but I cannot make more Gay Pants until Monday at the earliest. So those of you with requests in, be assured they will get filled - just not this weekend, alas.

In other news, I can't decide if I want to try to purchase a condo or just rent again for another year or so - I mean, the reason the Loop was gonna work out was that I didn't need a down payment (my landlord was giving me a deal) and there were no broker fees or anything like that. Now I have 'til Oct. 1 to find another place to live, and I don't know if I even *can* buy at this point, because I don't have nearly the money saved for a down payment PLUS closing costs, and I don't know that you can find a place and get it all done, assessment et al-wise, in a month - August is right out for shopping since VividCon is comimg up - bleah. I think I may just rent for another few years. Gah.

Anyway, off to see Pirates of the Caribbean for the second time! ARRR, mateys!

Comments

[barkley.livejournal.com]

Some mortgage companies will roll closing costs into the total cost of the loan. I think you can do it all in a month if you find the place you want relatively quickly. I had to take a slightly higher rate (or else pay a locking fee) because I was locking my rate over 90 days. My mortgage consultant implied that most people lock their rates 30 days out. My realtor covered most of issues of hounding people and getting things done for me, so inbetween the week that I put the bid in, got the inspection and had the assessment done and filled out the loan paperwork, I haven't actually done anything but sit around and pretend to pack.
I think it's worth looking into given the rates right now.

Either way, sorry to hear about the Loop house. Good luck with whatever you do decide.