Free monthly budget software?

[tzikeh]

I am trying to keep a much closer eye on where every penny goes during the month. I just need something where I can input how much comes in, what I spend it on, and any "surprise" income or expenses, that will tell me how much money I have left til X date, and how much that comes out to per day until X date. The only requirement other than that it run on OSX is that it's free.

I'm currently wandering through the instructions for:

Budget Tracker.

Buddi.

The PearBudget spreadsheet template that works with Excel and OpenOffice.

Mint.

Are any of you using any of these? What do you like about it? Do you use something that isn't on this list that you like?

Thanks for any info!

Comments

[tzikeh.livejournal.com]

Yes, I bank online and pay bills that way, but that really has nothing to do with what I want. I want a spreadsheet or something like it so that I can start with my monthly budget, and list what all of my expenses are, look at how much discretionary money I have for any given month, track bi-monthly expenses, etc.

[boniblithe.livejournal.com]

Ah! For that I dump my banking into Excel and have my own spreadsheet I built to show me paycheck - spending = leftover. But your software links are interesting and sound easier, I will check them out!